Ask a number of people how they feel about declining interest rates, and you will receive a wide variety of answers. Net Borrowers (those who are repaying highe ...

Now that we’ve all had a breather over the Holidays and are returning to our homes, schools, and jobs (local traffic proves my observation), it is not time to ...

America’s housing market is not broken, but it does need some help. Supplies of available homes are increasing, but remain historically low, and the FED is lo ...

Every 2 years I review my past Congressional Financial Wish List, both to see what happened since last time, as well as to see what could be improved. Starting ...

As New Year’s Day, 2026, approaches, the IRS is presenting a range of new opportunities for taxpayers, savers, and investors. Congress has passed several prov ...

Personal Income Tax Planning has morphed since 2017, when the Tax Cuts and Jobs Act of 2017 (TCJA) was signed into law. One of TCJA’s intended functions was t ...

July 4, 2025, saw the signing of OBBBA (One Big Beautiful Bill Act) into law, and with that signature, Trump Accounts were born. Every baby born to American cit ...

Hazarding a guess, I would expect only a tiny percentage of Americans remember the Taxpayer Relief Act of 1997 (TRA), a tax-friendly package we were handed unde ...

As 2025 nears an end, taxpayers, savers, and investors are beginning to receive data for the 2026 Tax Year. We have recently been explaining changes to contribu ...

As suggested in last week’s Blog, the 2025 government shutdown has ended after a record 43-day inconvenience. During the associated information blackout, pert ...

Finalization of the One Big Beautiful Bill Act (OBBBA) on Independence Day (2025) created a rare opportunity for Tax Planning, as next year’s rules were laid ...

Since the days of President Ronald Reagan, the IRS has been directed to index the U.S. Tax Code to eliminate an insidious problem called bracket creep. For many ...